Terms Of Use

  1. Introduction and Acceptance of Terms of Use.

    National Budget Coach Network (NBCN) offers you a wide range of content, communication tools, forums, and information about its products and services ("Materials") via this web site. By using this web site, you are agreeing to accept and comply with the terms and conditions of use as stated below ("Terms of Use"), which National Budget Coach Network (NBCN) may update at any time without notice. You should visit this page periodically to review the then-current Terms of Use. Please note that National Budget Coach Network (NBCN) may, at its sole discretion, terminate your access to this web site at any time without notice.

  2. Limited Right to Use.

    This web site is owned and operated by National Budget Coach Network (NBCN). Unless otherwise specified, all Materials on this web site are the property of National Budget Coach Network (NBCN) and are protected by the copyright laws of The United States of America and, throughout the world by the applicable copyright laws. You may, view, print and/or download one copy of the Materials from this web site on any single computer solely for your personal, informational, non-commercial use, provided you keep intact all copyright and other proprietary notices. No Materials published by National Budget Coach Network (NBCN) on this web site, in whole or in part, may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without prior written permission from National Budget Coach Network (NBCN). The use of any such Materials on any other web site or networked computer environment or for any other purpose is strictly prohibited and such unauthorized use may violate copyright, trademark and other similar laws.

  3. Communications.

    Except for any disclosure by you for technical support purposes, or as specified in our Privacy Policy, all communications from you to this web site will be considered non-confidential and non-proprietary. You agree that any and all comments, information, feedback and ideas regarding our company, products or services that you communicate to National Budget Coach Network (NBCN) ("Feedback") will be deemed, at the time of communication to National Budget Coach Network (NBCN), the property of National Budget Coach Network (NBCN), and National Budget Coach Network (NBCN) shall be entitled to full rights of ownership, including without limitation, unrestricted right to use or disclose such Feedback in any form, medium or technology now known or later developed, and for any purpose, commercial or otherwise, without compensation to you. You are solely responsible for the content of your communications and their legality under all laws and regulations. You agree not to use this web site to distribute, link to or solicit content that is defamatory, harassing, unlawful, libelous, harmful to minors, threatening, obscene, false, misleading, or infringing a third party intellectual or privacy rights.

  4. Access to Password Protected or Secured Areas.

    Access to and use of password protected or secured areas of this web site is restricted to authorized users only. You will be asked to provide accurate and current information on all registration forms on this web site. You are solely responsible for maintaining the confidentiality of any username and password that you choose or is chosen by your web administrator on your behalf, to access this web site as well as any activity that occur under your username/password. You will not misuse or share your username or password, misrepresent your identity or your affiliation with an entity, impersonate any person or entity, or misstate the origin of any Materials you are exposed to through this web site.

  5. Monitoring.

    Although National Budget Coach Network (NBCN) is not obligated to do so, it will have the right to review your communications on this web site to determine whether you comply with our Terms of Use. National Budget Coach Network (NBCN) will not have any liability or responsibility for the content of any communications you post to this web site, or for any errors or violations of any laws or regulations by you. National Budget Coach Network (NBCN) will comply with any court order in disclosing the identity of any person posting communications on this web site. It is advisable that you review our Privacy Policy before posting any such communications. Please note that when you conduct transactions with other companies providing content via this web site, you will also be subject to their privacy policies.

  6. Links to Other Sites.

    The linked sites are not under the control of National Budget Coach Network (NBCN) and National Budget Coach Network (NBCN) is not responsible for the content of any linked site or any link contained in a linked site. National Budget Coach Network (NBCN) reserves the right to terminate any link at any time. National Budget Coach Network (NBCN) may provide links from this web site to other sites as a convenience to you and in no way should this be interpreted as an endorsement of any company, content or products to which it links. If you decide to access any of the third party sites linked to this web site, you do this entirely at your own risk. National Budget Coach Network (NBCN) DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, TO ANY SUCH LINKED SITES, INCLUDING BUT NOT LIMITED TO ANY TERMS AS TO THE ACCURACY, OWNERSHIP, VALIDITY OR LEGALITY OF ANY CONTENT OF A LINKED SITE.

  7. Trademarks.

    The trademarks, service marks and logos of National Budget Coach Network (NBCN) and others used in this web site ("Trademarks") are the property of National Budget Coach Network (NBCN) and their respective owners. You have no right to use any such Trademarks, and nothing contained in this web site or the Terms of Use grants any right to use (by implication, waiver, estoppel or otherwise) any Trademarks without the prior written permission of National Budget Coach Network (NBCN) or the respective owner.

  8. Indemnity.

    You agree to indemnify, defend and hold National Budget Coach Network (NBCN) harmless from and against any and all third party claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on or in connection with your access and/or use of this web site.

  9. Limitation of Liability.

    IN NO EVENT SHALL National Budget Coach Network (NBCN) OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOSS PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS WEB SITE OR ANY LINKED SITE, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION OR MATERIALS PRESENTED ON THIS WEB SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY EVEN IF National Budget Coach Network (NBCN) OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

  10. Disclaimer.

    National Budget Coach Network (NBCN) assumes no responsibility for accuracy, correctness, timeliness, or content of the Materials provided on this web site. You should not assume that the Materials on this web site are continuously updated or otherwise contain current information. National Budget Coach Network (NBCN) is not responsible for supplying content or materials from the web site that have expired or have been removed. THE MATERIALS PROVIDED AT THIS WEB SITE ARE PROVIDED "AS IS" AND ANY WARRANTY (EXPRESS OR IMPLIED), CONDITION OR OTHER TERM OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE IS HEREBY EXCLUDED.

    USER AGREEMENT

    USE OF THE National Budget Coach Network (NBCN) (SH) WEBSITE IS STRICTLY SUBJECT TO THE TERMS AND CONDITIONS OF THIS USER AGREEMENT.

    Agreement. Please read this User Agreement carefully before using the National Budget Coach Network (NBCN) website. This Agreement explains the terms and conditions governing usage of the National Budget Coach Network (NBCN) website, and it is your responsibility to read and understand them. By using the National Budget Coach Network (NBCN) website, you agree to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions, you may not access or use this website. 

    General Information Disclaimer. National Budget Coach Network (NBCN) does not make any warranty, express or implied, or assume any legal liability or responsibility for the completeness or usefulness, or the accuracy or quality of any information presented on the National Budget Coach Network (NBCN) website. While reasonable efforts have been made to ensure the accuracy of the information provided, the information is subject to change without notice and cannot be guaranteed to be current.

    Health Assessment Interactive Tools such as menu plans and exercise programs. Interactive health programs contained in National Budget Coach Network (NBCN) websites are designed to give health information specifically related to the information entered by the user. Use of these tools and interactions with health care professionals affiliated with this site results in general health education information and is not intended to replace the advice and care of your healthcare professionals. Assessment tools and interactions with health care professionals affiliated with National Budget Coach Network (NBCN) sites are subject to all applicable company policies, including compliance with federal and state law. Use of these tools is subject to the terms and conditions of the user agreement. Certain services within these web sites require the user to agree to a legal disclaimer prior to utilizing such services.

    Medical Information Disclaimer. The information on National Budget Coach Network (NBCN) web site is of a general nature and is intended for educational purposes only. The information available on National Budget Coach Network (NBCN) web site should not be used as a substitute for professional medical care for the prevention, diagnosis, or treatment of health problems. You should consult with your personal physician or pharmacist before taking any products (including any herbal medicines or supplements) or following any treatment or regimen. Only your personal physician or pharmacist can provide you with advice on what is safe and effective for you. The information on National Budget Coach Network (NBCN) web site should not be used as a substitute for the diagnosis and advice of your health care professional. Nothing on this web site is to be interpreted as advocating the self-management of your health and medical condition(s) or those of your family. The information contained herein has been devised without reference to cultural, dietary, societal language, prescribing, or dispensing conditions, other than those of the United States, which might affect the information provided.

    Limitation of Liability.

    YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE National Budget Coach Network (NBCN) WEB SITE AND THE INFORMATION THEREON IS ENTIRELY AT YOUR SOLE RISK. National Budget Coach Network (NBCN) AND ITS AFFILIATES AND LICENSORS WILL NOT BE RESPONSIBLE TO YOU OR TO ANY THIRD PARTIES FOR ANY DIRECT OR INDIRECT, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOSSES YOU MAY INCUR IN CONNECTION WITH THE National Budget Coach Network (NBCN) WEBSITE, YOUR USE THEREOF OR ANY OF THE INFORMATION, DATA OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON OUR WEBSITE, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU HEREBY RELEASE AND FOREVER WAIVE ANY AND ALL CLAIMS YOU MAY HAVE AGAINST AL, ITS AFFILIATES AND LICENSORS FROM LOSSES OR DAMAGES YOU SUSTAIN IN CONNECTION WITH YOUR USE OF THE National Budget Coach Network (NBCN) WEBSITE.

    YOU EXPRESSLY UNDERSTAND AND AGREE THAT ANY AND ALL INFORMATION CONTAINED ON THIS WEBSITE IS PROVIDED "AS IS" AND National Budget Coach Network (NBCN) AND ITS AFFILIATES AND LICENSORS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, OR ANY OTHER WARRANTY, CONDITION, GUARANTY, OR REPRESENTATION, WHETHER ORAL, WRITTEN, OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMPLETENESS OF ANY INFORMATION PROVIDED ON THE WEBSITE.

    Advertisers. Your correspondence or business dealings with, or participation in promotions of, advertisers or providers of products or services found on or through the National Budget Coach Network (NBCN) website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser or provider. You agree that National Budget Coach Network (NBCN) shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or providers on the National Budget Coach Network (NBCN) website.

    Links. Third party websites linked to the National Budget Coach Network (NBCN) website are not under the control of National Budget Coach Network (NBCN) and National Budget Coach Network (NBCN) is not responsible for the content of any linked website or any link contained in a linked website, or any changes or updates to such websites. National Budget Coach Network (NBCN) provides these links to you only as a convenience, and the inclusion of any link does not imply a financial or business relationship, nor endorsement by National Budget Coach Network (NBCN) of the website or its products or services. National Budget Coach Network (NBCN) is not responsible for any activities that you may engage in on any linked website, including without limitation, purchase of products or services.

    Not Intended for Minors. The National Budget Coach Network (NBCN) website is not designed or intended for use by minors. You must be an individual, 18 years of age or older, to use the National Budget Coach Network (NBCN) website.

    Changes to this Agreement National Budget Coach Network (NBCN) may change the terms of this User Agreement from time to time. By continuing to use the website after we post any such changes, you accept the User Agreement, as modified. 

    Privacy Policy. Your privacy is important to us. To learn more about how we protect your privacy, please refer to our Privacy Policy.

    Copyright. You may download material displayed on this website for noncommercial, personal use only, including showing the print-out to your personal physician or pharmacist, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, transfer, or use any content or information of the website for public or commercial purposes without National Budget Coach Network (NBCN)'s prior written permission.

    Trademarks. National Budget Coach Network (NBCN)™ is a trademark of National Budget Coach Network (NBCN). National Budget Coach Network (NBCN)'s logos and trademarks that appear throughout the National Budget Coach Network (NBCN) website belong to National Budget Coach Network (NBCN), its affiliates or third party trademark owners, and are protected by U.S. and international trademark laws. Without National Budget Coach Network (NBCN)'s express prior written permission, you agree not to display or use in any manner, the National Budget Coach Network (NBCN) logos or trademarks. Nothing on the National Budget Coach Network (NBCN) website shall be construed as conferring any license or other rights under the intellectual property or other proprietary rights of National Budget Coach Network (NBCN), its affiliates or any third party, whether by estoppel, implication or otherwise. All contents of the National Budget Coach Network (NBCN) website are: Copyright © 2012 National Budget Coach Network (NBCN) or its licensors. All rights reserved worldwide.

    Indemnification. You agree to defend, indemnify and hold National Budget Coach Network (NBCN) and its affiliates and licensors harmless from and against any and all claims, liabilities, costs and expenses, including reasonable attorneys' fees, related to your violation of this Agreement or any activity by you on this website.

    Governing Law. This User Agreement shall be construed, governed by and enforced solely and exclusively in accordance with the laws of the State of California, without giving effect to its conflict of laws or provisions of your actual state or country of residence. If for any reason a court of competent jurisdiction finds any provision or portion of this User Agreement to be unenforceable, the remainder of the Agreement will continue in full force and effect. You hereby agree that the courts located in the State of California, USA, will constitute the sole and exclusive forum for the resolution of any and all disputes arising out of or in connection with this Agreement and you hereby consent to the personal jurisdiction and venue of such courts and irrevocably waive any objections thereto.

    Entire Agreement. This User Agreement constitutes the entire and final agreement between you and National Budget Coach Network (NBCN) with respect to this subject and replaces any and all prior or contemporaneous understandings or agreements, written or oral, regarding the subject matter. Any waiver of any provision of the User Agreement will be effective only if in writing and signed by National Budget Coach Network (NBCN).

    PARENTAL OR GUARDIAN PERMISSION.

    Due to liability laws. You must be 18 years or older to purchase any product or service offered on or through the Website. Some of the content on the Website may not be appropriate for children. CHILDREN UNDER THE AGE OF 13 ARE NOT PERMITTED TO USE THIS WEBSITE. We strongly recommend that children between the ages of 13 and 18 ask for their parent's or guardian's permission before viewing the Website.

    PRIVACY.

    Please review our Privacy Policy, which also governs your visit to the Website, to understand our privacy practices.

    COMMUNICATIONS.

    When you visit the Website or send emails to us, you are communicating with us electronically. You consent to receive communications (including legal notices) from us electronically. We will communicate with you by email or by posting notices on the Website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. National Budget Coach Network (NBCN) may also deliver communications to you electronically. In addition, National Budget Coach Network (NBCN) may deliver communications (including legal notices) to you at the street address provided in your National Budget Coach Network (NBCN) membership account. Finally, National Budget Coach Network (NBCN) may deliver communications to you by any means set forth in any other National Budget Coach Network (NBCN) policy or notice published on the Website.

    LICENSE AND SITE ACCESS.

    National Budget Coach Network (NBCN) grants you a limited license to access and make personal use of the Website and you may not download (other than page caching) or modify it, or any portion of it, without the express written consent of National Budget Coach Network (NBCN). This license does not include any resale or commercial use of the Website or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Website or its contents; or any use of data mining, robots, or similar data gathering and extraction tools. The Website or any portion thereof may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose without express written consent of National Budget Coach Network (NBCN). You may not frame or utilize any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of National Budget Coach Network (NBCN) without our express written consent. You may not use any metatags or any other hidden text utilizing National Budget Coach Network (NBCN)'s name or trademarks without the express written consent of National Budget Coach Network (NBCN). Any unauthorized use terminates the permission or license granted by National Budget Coach Network (NBCN). You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of the Website so long as the link does not portray National Budget Coach Network (NBCN), its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive manner. You may not use any National Budget Coach Network (NBCN) logo or other proprietary graphic or trademark as part of the link without express written permission.

    YOUR MEMBERSHIP ACCOUNT.

    If you use the Website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. National Budget Coach Network (NBCN) and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. Memberships are non-transferable. You agree to (a) maintain all equipment necessary for your access to and use of the Website; (b) maintain the security of your user identification, password, Personal Information (as defined in our Website Privacy Policy), and any other confidential information relating to your National Budget Coach Network (NBCN) account; (c) take responsibility for all charges resulting from use of your National Budget Coach Network (NBCN) account, including unauthorized use prior to your notifying National Budget Coach Network (NBCN) of such unauthorized use and taking the legal steps to prevent its further occurrence by contacting us to change your password; and (d) update your Personal Information (as defined in our Website Privacy Policy), including email address, as appropriate.

    DISCLAIMERS AND LIMITATION OF LIABILITY.

    Users of the Website (individually and collectively, "User") expressly agree that use of the Website is at User's sole risk. Neither National Budget Coach Network (NBCN), nor its employees or Providers, warrant that the Website will be uninterrupted or error-free; nor do they warrant or make any representation regarding the use of the information provided on the Website or the results that may be obtained from the use of the information provided on the Website, or as to the accuracy, reliability, or currency of any information, content, service, or merchandise provided through the Website. National Budget Coach Network (NBCN) does not endorse, recommend, or sponsor and is not affiliated with any individuals or entities listed or linked to on the Website unless that fact is expressly stated. The listing of any individual or entity does not constitute a medical referral of any kind. Users are advised to exercise their own further informed review, judgment, and evaluation in the selection of any and all medical professionals and health information.

    THE WEBSITE IS PROVIDED BY National Budget Coach Network (NBCN) ON AN "AS IS" AND "AS AVAILABLE" BASIS. National Budget Coach Network (NBCN) MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR INDIVIDUALS INCLUDED OR LISTED ON THE WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, National Budget Coach Network (NBCN) DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. UNDER NO CIRCUMSTANCES SHALL National Budget Coach Network (NBCN) OR PROVIDERS BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS AND BUSINESS INTERRUPTION, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY FROM ANY PRODUCT OR SERVICE SOLD OR PROVIDED ON THE WEBSITE OR THE USE OF THE INFORMATION OR THE RESULTS OF THE USE OF THE INFORMATION PROVIDED ON THE WEBSITE, EVEN IF National Budget Coach Network (NBCN) IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL National Budget Coach Network (NBCN)'S LIABILITY EXCEED THE PRICE YOU PAID FOR A PRODUCT OR SERVICE THAT IS THE SUBJECT OF THE CLAIM. NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY National Budget Coach Network (NBCN), PROVIDERS OR THE LIKE, SHALL CREATE A WARRANTY; NOR SHALL USER RELY ON ANY SUCH INFORMATION OR ADVICE.

    Under no circumstances shall National Budget Coach Network (NBCN) or any other party involved in creating, producing, or distributing the Website be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use the Website, including but not limited to the results from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access to the Website's records, programs, or services. User acknowledges that this paragraph shall apply to all content, merchandise, and services available through the Website. In those states that do not allow the exclusion or limitation of liability for consequential or incidental damages, liability is limited to the fullest extent permitted by law.

    THIRD-PARTY CONTENT.

    The Website contains information, data, software, photographs, graphs, videos, typefaces, graphics, audio and other material (collectively "Content"). Regarding the Content supplied by Users or parties other than National Budget Coach Network (NBCN), National Budget Coach Network (NBCN) is a distributor and not a publisher. National Budget Coach Network (NBCN) has no more editorial control over such third-party or User Content than does a public library or newsstand. Any opinions, advice, statements, services, offers, or other information that constitutes part of Content expressed or made available by third parties and not by National Budget Coach Network (NBCN) are those of the respective authors or distributors and not of National Budget Coach Network (NBCN). Neither National Budget Coach Network (NBCN) nor any third party, including any Provider, or any User of the Website, guarantees the accuracy, completeness, or usefulness of any Content, nor its merchantability or fitness for any particular purpose. In many instances, the Content available through the Website represents the opinions and judgments of the respective Provider or User not under contract with National Budget Coach Network (NBCN).org. National Budget Coach Network (NBCN) neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on the Website by anyone other than authorized National Budget Coach Network (NBCN) employees. Under no circumstances shall National Budget Coach Network (NBCN) be liable for any loss, damage or harm caused by a User's reliance on information obtained through the Website. It is the responsibility of a User to evaluate the information, opinion, advice or other Content available through the Website.

    ONLINE CONDUCT.

    User agrees to use the Website only for lawful purposes. User is prohibited from posting on or transmitting through the Website any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law or regulation. If National Budget Coach Network (NBCN) is notified of allegedly infringing, defamatory, damaging, illegal, or offensive content provided by User, National Budget Coach Network (NBCN) may investigate the allegation and determine in its sole discretion whether to remove or request the removal of such content from the Website. National Budget Coach Network (NBCN) may disclose any content or electronic communication of any kind: (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary or appropriate to operate the Website; or (iii) to protect the rights or property of National Budget Coach Network (NBCN), its Users or Providers. National Budget Coach Network (NBCN) reserves the right to prohibit conduct, communication, or content that it deems in its sole discretion to be harmful to individual Users, the Website, or any rights of National Budget Coach Network (NBCN) or any third party, or to violate any applicable law. Notwithstanding the foregoing, neither National Budget Coach Network (NBCN) nor its Providers can ensure prompt removal of questionable content after online posting. Accordingly, neither National Budget Coach Network (NBCN), nor Providers shall assume liability for any action or inaction with respect to conduct, communication, or content on the Website.

    LINKS TO OTHER SITES.

    The Website may reference or link to third-party sites throughout the World Wide Web. National Budget Coach Network (NBCN) has no control over these third-party sites or the content within them. National Budget Coach Network (NBCN) cannot and does not guarantee, represent or warrant that the content contained in these third-party sites is accurate, legal, or inoffensive. National Budget Coach Network (NBCN) does not endorse the content of any third-party site, nor do we warrant that they will not contain viruses or otherwise impact your computer. National Budget Coach Network (NBCN) does not assume any responsibility or liability for the actions, product, services, and content of all these and any other third parties. If you choose to link to or use a third-party website, you should carefully review such third party's privacy statement and other terms and conditions of use. By using the Website to search for or link to another third-party site, you agree and understand that you may not make any claim against National Budget Coach Network (NBCN) for any damages or losses, whatsoever, resulting from your use of the Website to obtain search results or to link to another site.

    COPYRIGHTS.

    NationalBudgetCoachTraining.com 2012. All rights reserved. All materials and contents contained in the Website (including but not limited to the text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations and software), and the Website itself, are copyrighted materials belonging exclusively to National Budget Coach Network (NBCN) or its content suppliers and are protected by United States and international copyright law. National Budget Coach Network (NBCN) enforces its copyright interests to the fullest extent permitted under the law, and shall seek civil and criminal remedies where appropriate, including the remedies provided for under sections 501 et seq. of Title 17 of the U.S. Code. All rights are reserved.

    TRADEMARKS.

    National Budget Coach Network (NBCN), NationalBudgetCoachTraining.com and the related logos and other marks indicated on our Website are the exclusive property and trademarks of NationalBudgetCoachTraining.com. National Budget Coach Network (NBCN) reserves all rights, including all rights applicable under the U.S. and international trademark laws, including, without limitation Section 1125 of Title 15 of the U.S. Code (Lanham Act Sec. 43). All other trademarks not owned by National Budget Coach Network (NBCN) that appear on this Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by National Budget Coach Network (NBCN).

    INDEMNITY.

    You agree to defend, indemnify, and hold National Budget Coach Network (NBCN) and Providers harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms and Conditions.

    APPLICABLE LAW.

    The Website is created and controlled by National Budget Coach Network (NBCN) in the State of California. As such, the laws of the State of California will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. National Budget Coach Network (NBCN) reserves the right to make changes to its Website and these disclaimers, terms and conditions at any time. User hereby irrevocably and unconditionally consents to submit to the jurisdiction of the State of California for any litigation arising out of or relating to use of or purchase made through the Website (and agrees not to commence any litigation relating thereto except in such courts), waives any objection to the laying of venue of any such litigation in the California courts and agrees not to plead or claim in any California court that such litigation brought therein has been brought in an inconvenient forum.

    MISCELLANEOUS TERMS.

    In any action against us arising from the use of this Website, the prevailing party shall be entitled to recover all legal expenses incurred in connection with the action, including but not limited to its costs, both taxable and non-taxable, and reasonable attorney's fees. National Budget Coach Network (NBCN) reserves the right to make changes to the Website, these policies, and these Terms and Conditions at any time, effective immediately upon the posting on this Website. Please check these Terms and Conditions periodically. In addition, these Terms & Conditions may be modified only by our posting of changes to these Terms & Conditions on this Website, or by signed, written agreement of both parties. Each time you access this Website, you will be deemed to have accepted any such changes. If any of these terms and conditions shall be deemed invalid, void, or for any reason unenforceable, that term or condition shall be deemed severable and shall not affect the validity and enforceability of any remaining terms and conditions. These Terms & Conditions are the entire agreement between you and us relating to the subject matter herein. We may assign our rights and obligations under these Terms & Conditions. These Terms & Conditions will inure to the benefit of our successors, assigns, and licensees. The failure of either party to insist upon or enforce the strict performance of the other party with respect to any provision of these Terms & Conditions, or to exercise any right under the Terms & Conditions, will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance; rather, the same will be and remain in full force and effect.

    Unsolicited Idea Submission Policy.

    National Budget Coach Network (NBCN) ("SustainableHolistic.com"), and/or any of its employees, do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new or improved products or technologies, product enhancements, processes, materials, marketing plans or new product names. Please do not send any original creative artwork, suggestions, or other works. The sole purpose of this policy is to avoid potential misunderstandings or disputes when National Budget Coach Network (NBCN).org's products or marketing strategies might seem similar to ideas submitted to National Budget Coach Network (NBCN).org. So, please do not send your unsolicited ideas to NationalBudgetCoachTraining.com or anyone at NationalBudgetCoachTraining.com. If, despite our request that you not send us your ideas, you still send them, then regardless of what your letter, fax, or e-mail says, the following terms shall apply to your idea submission.

    Terms of Idea Submission.

    You agree that: (1) your ideas will automatically become the property of NationalBudgetCoachTraining.com, without compensation to you, and (2) NationalBudgetCoachTraining.comcan use the ideas for any purpose and in any way, even give them to others.

    Product and/or Service Feedback.

    National Budget Coach Network (NBCN).org does, however, welcome your feedback regarding many areas of SustainableHolistic.com's existing business. If you want to send us your feedback, and we hope you do, we simply request that you send us an email to info@NationalBudgetCoachTraining.com. Please provide only specific feedback on National Budget Coach Network (NBCN).org's existing products or marketing strategies; do not include any ideas that National Budget Coach Network (NBCN).org's policy will not permit it to accept or consider. It's just one more way that NationalBudgetCoachTraining.com can learn how to best satisfy your needs.

    Feedback and Information.

    Any feedback you provide at this site shall be deemed to be non-confidential. NationalBudgetCoachTraining.com shall be free to use such information on an unrestricted basis.  See info@NationalBudgetCoachTraining.com or fill out our Service Request Form.